(отчет о поездке)Невеселые приключения Канадцев в России или ...

[Ania]

надоело, залезла в terms&contitins: (все карты разные, понятно). Таблица не копируется, в общем, за cash advance действительно берут сразу, но в месяц получается не так уже и много :-). Понятно, что никто кэш не берет с кредиток, но в "черный день", думаю, 1.5 процента за месяц не напрягут.
А за покупки вроде не берут в grace period.

Annual Percentage Rate (APR) for Purchases 8.9% fixed introductory rate for the first six billing cycles, thereafter, Variable APR, currently between 12.49% and 17.49%.*†
Annual Percentage Rate (APR) for Balance Transfers 8.9% fixed APR until paid in full.*†
Other APRs Cash Advance APR: 19.99% (Minimum 19.99%)*
Penalty Rate: 26.49% (Minimum 25.99%)*
Variable Rate Information Your Purchase, Cash Advance and Balance Transfer APR may vary. The rate is determined monthly by adding a margin between 7.99% and 12.99% for Purchases and 12.99% for Cash Advances to the Prime Rate**.
Balance Calculation Method for Purchases Average Daily Balance (including new purchases)
Annual Fee None
Grace Period for Purchases At least 20 days
Minimum Finance Charge for Purchases $1.50 (unless purchase Average Daily Balance is zero)